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For most of us, the cost of living is rising by about three percent a year, but one savvy Australian is bringing her costs down instead.
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You don't have to be an Australian to appreciate the wisdom of frugality. There are 5 Tips from Mrs. Frugal and they are:
- Change your attitude. Slow down and enjoy life. Why work yourself to death to make a little more money, when you aren't any happier?
- Reduce your debt. Add a little more money to pay down your mortgage, credit cards, and other debts.
- Grow your own food. The typical return on investment for an organic garden is twenty to one. So, spend a dollar on plant seeds and reep twenty dollars in rewards. Plus, you can rest assured that the produce is free from harmful chemicals.
- Stockpile things that are affordable. If boxes of spaghetti noodles go on sale, maybe you should buy as many as you can. Load up when prices are low.
- Make due with what you have. Look around your home and appreciate the things you have. Use them. You've paid for them. You should use them before buying something new.
