Saving Money At Christmas

- By Guest Writer

Here's how to make more, save more and spend less during the Holidays. There are several ways to create extra cash flows, ways to save and ways to spend less. In my opinion it's easier to spend less on things, rather than to find extra ways to make more money but both are ways to eventually get rich later.

Spend Less- One way is to not be concerned what others may say about you. For example if you contact friends and relatives and explain that you would like to skip exchanging presents you can save both time and money. Money that can be invested in stocks when the market is down. Purchasing items from the 99 cent store can also be a way to save money.

Save More- coupons, buying things in bulk on sale. CVS offers a lot of great discounts via the CVS card. CVS typically offers 20% on most items and have many specials. Eating habits like becoming more vegan and growing your own vegetables is another way to save more on the food bill.

Make more- one way to make more is to invest in stocks/quality companies when the market is a severe decline. Investing in batches can be a way to stretch the investing dollar to buy more shares of quality companies cheap. Be careful though and think more Coca Cola than Facebook. One is a company that will stand the test of time the other is a bet at the racetrack.