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There are a lot of ways you can spend less each month and live within your means.
Watch more videos at http://budgeting-investing.ameriprise.com/planning-and-budgeting/video/smart-debt-management.asp.
Ameriprise offers 9 great ways to bring awareness to your spending. Ameriprise recommends you follow these ideas as one method to help you develop savings and cash flow. It won't be much at first, but over time your efforts can help you spend less, live within your budget, and increase savings dramatically. Smart spending can help put you on the path to a life of financial freedom and fulfillment.
This information is not intended as advice designed to meet the particular needs of an individual investor. Ameriprise Financial, its representatives and its affiliates do not provide tax or legal advice. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information or advice. Ameriprise Financial cannot guarantee future financial results.
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Here are the main talking points of this video:
- Bring awareness to your spending by not "sport" shopping.
- Live within your means.
- Take care of the things that you own to make sure that you don't need to replace things over time.
- Try to wear your things out by using them longer.
- Anticipate your spending and consumption needs.
- Research products you are considering to buy and buy value.
- Try to get the most product for your money.
- Get it for less. Buy it on sale.
- Wait for a product or service to be on sale.
- Buy used items.
- Take the first step towards saving and the compound interest from saving will eventually outpace your spending.
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